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Minnesota Health Care Loan Forgiveness Program

Grants to Minnesota Licensed Healthcare
Workers to Repay Educational Loans

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Minnesota Department of Health (MDH)

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Grants to Minnesota licensed healthcare workers to repay educational loans. Funding is intended to make it financially feasible for healthcare workers in all fields to work in underserved areas of the State. Eligible professions include doctors, pharmacists, nurses, dentists, mental health professionals, and more.

The Minnesota Loan Forgiveness Program provides funds for repayment of Qualified Educational Loans. Qualified Educational Loans include government, commercial, and foundation loans for actual costs paid for tuition, reasonable education and living expenses related to the past graduate or undergraduate education of a health care professional. Previously defaulted loans that have since been completely rehabilitated and are not currently in active default status are eligible.

This is a competitive selection process. Selections are made based on suitability for practice as indicated by personal and professional experience and training noted on an application, as well as preference given to those closest to completing their training. MDH also gives preference to applicants that can demonstrate cultural competencies. The number of applicants ORHPC may select for participation varies annually and is contingent upon the vacancy rate for each profession, and upon available state funding.

GrantWatch ID#:

GrantWatch ID#: 193165

Estimated Size of Grant:

- Dentist: $40,000/year
- Rural Dental Therapist/Advanced Dental Therapist: $13,000/year
- Urban and Rural Physicians: $29,000/year
- Rural Pharmacists: $24,000/year
- Rural Midlevel Practitioners: $14,000/year
- Nurse Faculty/Allied Health Care Faculty: $11,000/year
- Nurses in Nursing Homes/Assisted Living/Home Care Providers: $6,000/year
- Rural Public Health Nurses: $6,000/year
- Urban and Rural Mental Health Professionals: $18,000/year (Psychologists); $14,000/year (Psychiatric NPs); $9,300/year (LICSW, LMFT, LPCC)

Term of Contract:

Awarded healthcare profressionals must serve 3 years minimum/4 years maximum in designated areas, as per their specialty.

Additional Eligibility Criteria:

Eligibility includes the following health professionals who have, or will have a permanent and unrestricted license to practice independently and unsupervised in the state of Minnesota by fall of 2021.

Eligible professionals include: MD/DO, DDS/DMD, DT/ADT, PharmD, NP, CNM, PA, CRNA, ACNS, PHN, LPN/RN, Faculty, LCP, LICSW, PNS, LPCC, LMFT.

For a detailed list of eligible professionals, see the Program Information Notice in Supporting Documents below.

Applicants to the Nurse Loan Forgiveness program are not eligible to apply if they are receiving loan forgiveness funding from the Nursing Facility Employee Scholarship Program administered by the Minnesota Department of Human Services, as defined in Minnesota Statute 256B.431, Subdivision 36.

Applicants to the Urban or Rural Mental Health Professional Loan Forgiveness program are not eligible to apply if they are participating in the Student Loan Payment Reimbursement for Behavioral Med Practitioners afforded under the State of Minnesota Commissioner’s Plan per state labor negotiations.

Applicants to all programs must have a Minnesota home address by the time of contract start. Applicants serving Minnesota patients/clients but who have a home address in another state are not eligible. Applicants serving Minnesota patients/clients via telehealth but who have a home address outside of Minnesota are also not eligible.

Credit card debt or loans from family members do not qualify. Parent PLUS loans do not qualify.

Loans in current or active default are not eligible for forgiveness in this program, even if considered in good standing with the collections agency.

Pre-Application Information:

The Minnesota Health Care Loan Forgiveness program cycle is now open and accepting applications through January 15, 2021.

Minnesota Allied Health Care Tech Guidelines:

Minnesota Rural Dental Therapists/Advanced Dental Therapist Guidelines:

Minnesota Dentist Guidelines:

Minnesota Rural Mental Health Professional Guidelines:

Minnesota Urban Mental Health Professional Guidelines:

Minnesota Rural Advanced Practice Provider Guidelines:

Minnesota Urban Advanced Practice Provider Guidelines (Psychiatric Nurse Practitioner Only):

Minnesota Nurse Faculty Guidelines:

Minnesota Long Term Care Nurses Guidelines:

Minnesota Rural Pharmacist Guidelines:

Minnesota Rural Physician Guidelines:

Minnesota Urban Physician Guidelines:

Minnesota Rural Public Health Nurse Guidelines:

Contact Information:

Before starting your grant application, please review the funding source's website listed below for updates/changes/addendums/conferences/LOIs.

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Geographic Focus:

USA: Minnesota

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